Tell me: Are unemployment benefits enough to get you through this Great Recession? This column is, after all, called How to Get Laid ... Off. And, as many of you know, I was laid off on Black Tuesday. I'll tell you one thing: They aren't enough for me. And I'm a full grown adult, with -- as they like to put it during tax season -- zero dependents.
Though I have taken a few freelance gigs, I haven't been able to find permanent, full-time employment since my job went belly-up. I'd like a fun position at a cool company with benefits. The American dream. I'll settle for just about anything at this point. Mama's got bills to pay, and they ain't gonna pay themselves.
The Senate recently passed a extension on Unemployment Benefits by the skin of its teeth. Senator Jim Bunning (R-Ky.) alone stood in the way of what many Americans consider a last lifeline between themselves and homelessness. That's scary. If that extension hadn't been passed, millions of Americans, like me, would have stopped receiving benefits in the coming week. And I've already hit rock bottom.
I don't think people understand that one in 10 people in this country could lose everything if they stopped receiving unemployment. Their apartments, cars, furniture ... and they'd live where? Before you go pointing fingers, these aren't criminals or drug addicts, I'll have you know -- they're my friends. And yours.
My friend Tanya has run out of unemployment and used up all of her extensions. Despite that, she has no money to pay next month's bills ... she's praying for a miracle -- and applying for jobs anywhere and everywhere regardless of what they pay.
My friend Dana has been selling her personal belongings to pay the bills; she's hawked her TV, Xbox and a lounge chair so far. My own unemployment is dangerously close to running out, and blogging don't pay the bills. I had to cash in my retirement fund to pay my taxes.
What are we going to do about this? Here's where we really start feeling the pinch, my friends.
So our benefits were extended for another 30 days -- so what!? They'll have to do something else to pass more extensions after that for me to survive. And it's not for a lack of looking for alternatives.
I know collecting unemployment may not be a girl's ideal guide to weathering the Great Recession, but what do you suggest I do? Even if every available job in this country were filled immediately, that would only employ one in every six jobless people. This is a crisis. This is a disaster. This is a ticking time bomb.
In the meantime, do you have a job for me? I'm totally open. Make suggestions! I'm going to get off the computer and go apply to work for the U.S. Census. I hear they're hiring. Our population seems to be the only thing that is growing these days.
In all earnestness, do you know anyone anywhere who would want to hire an awesome person like me? I can knit like the dickens. I really enjoy gardening and dog sitting, and I'm the queen of social networking, but most of all I love to write. However, like I said before ... I'm open to anything (within reason.)












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Wednesday 10 March
By m.garfield
The lady in my neighborhood who walks 20 dogs a day@ $10 per dog isn't complaining.
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Wednesday 10 March
By Nancy
I wish I couldn't relate to this article at all, but it mirrors my situation as well. It's getting really scary. I've got a little left in a mutual fund account that I'm going to have to cash out to keep going. I'm glad that the extension will kick in, but only another 30 days? Come on, I've been unemployed for more than a year! I have a Master's Degree and I think that is making it more difficult. I come off as overqualified... but at this point I'm desperate. I don't want to have to sell all my stuff and move into my mom's house in Kansas, but if things don't change I may not have a choice but to abandon Los Angeles and go back to mom.
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Wednesday 10 March
By John Clark
Every one is in ruff shape I cant get any help because Im self employed for the last 30 years take what u can get
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Thursday 11 March
By dawn
Alex and I have faced layoffs AT THE SAME TIME twice now and have escaped them by the skin of our teeth. I think we could make it quite easily for a year if one of us got laid off. If both of us get laid off we're fairly screwed - mostly because i'm not sure we could get jobs w/in 6 months. And, if we have to sell our house I'm fairly sure we'll lose the thousands of dollars we put into it for a deposit. Anyway, sucks. Life is hard right now and I wish I had the answers CJ.
"My friend Dana has been selling her personal belongings to pay the bills; she's hawked her TV, Xbox and a lounge chair so far"
My friend Jason sold EVERYTHING he could. When he finally got the bank to talk to him they decided they would work with him but they demanded repayment of all back payments in 1 lump sum. That doesn't really work out so well when you've been unemployed for a year and only re-employed for less than a month. I'm assuming he's lost his house as he's now searching for an apartment. He's got a job now too. But guess what? Now he can't find an apartment because he's adopted a pit bull he found while working in New York and no one will rent to him.
Can it get better please? CJ I wish you all the luck in finding work. I wish I had some for you. I just hope Alex and I can hold on to ours.
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Thursday 11 March
By Bonnie
It is scary I like the Census Bureau Idea I had that idea myself because it is temporary and will put you back on Unemployment when it is over. Do the practice test online. I didn't have to actually have to try to get that work because fortunately I worked on a few commercials and that extended my benefits.
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Thursday 11 March
By Antic Rogue
cj, I always thought you were awesome and hard working. The US has been hit harder than Canada because our banking regulations are tougher. Having said that, what goes on in the States doesn't exactly stay in the States. You are our biggest customer and that has affected business here. As important as righting the economy is - in a leftish Keyensian manner - it should be more important for government to help the little people, at least until things get back on track. Which I hope they will for you shortly.
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Thursday 11 March
By Gerard
It is of little solace to my friends, CJ included, that I feel for them. I have been one of the lucky ones (so far) to escape the lay offs. It is a constant sword now hanging over the employed's head, but that is nothing compared to those who have been struck and suffering. I'm always on the lookout for opportunities for my friends, problem is the one's that are out there are being grabbed by friends of people in HR who know about them before we do.
If anyone is out there hiring and reading this, CJ will work her ass off for you and do a better job than most anyone else you find. If you have an opportunity and don't hire CJ, you should just open the window and throw some cash out.... same effect.
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Sunday 14 March
By prufrock
I'm in a Catch-22 situation. I was laid off last fall, after a year of declining income as it is. The good part? I qualified for a loan modification (thanks, Mr Obama!! I dig the Hopey-Changey!!). The rough part? I have yet to get through the trial period and lock it in. I still have unemployment for a while, and if I can solidify this thing I can be hunky-dory. But if BOA stalls me, like they have been doing to so many people, I may have an issue with both finding a job and just getting by.
By the way, the Gummint is investigating BOA and others for exactly this type of stalling. It enables the loan provider to deny the mod, as well as reaping them $1000 a month of Federal money while it is in trial mode. Obama is too nice and gentle with these vampires.
Another datum: profits were up 39% for the insurance companies in FQ 4 '09. That's PROFITS, not sales.... in a recession. And an American dies every 12 minutes because they have no access to health care. Like Nora.
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Monday 25 October
By Nasus
I went to get food stamps last week and with my $246 a week unemployment and $167 a month widow's pension they gave me $16 a month. Wow! My husband died last year and I resigned from my job to care for him. I am drawing unemployemnt and my 99 weeks runs out the first of March 2011. I owe four housepayments to BOA and have been trying to get a modification loan. I am going to cash in my retirement from the local government and the state of NC and pay off my house. This is the first time in 42 years I have been without health insurance and no one will hire a 59 year old woman. I apply for jobs and have received letters stating they accepted my application, but there were also 200 more people. My luck has ran out and my 80 year old mother has helped me all she can. I know there are lots of people out there in the same boat I am in but the good old days are gone and I will be working till I am 75 if I can find a job. Good luck to everyone and keep believing there is a better place than this earth. Have a blessed day!