For some women, there's just something really sexy about the phrase "against school policy." Yep, we're talking about student-teacher lovin'. (But before you get skeeved out, we mean between consenting adults, not Mary Kay Letourneau.)

We spoke to experts, as well as students who had (ahem) fraternized with their profs, to figure out why the desk apple is so sweet a forbidden fruit.

Take "Elizabeth," for instance, who was just this side of legal when she started messaging her 32-year-old politics professor on Facebook.

"Most of the excitement in our relationship was that he was my teacher," she told us. They became "friends" online, which led to heated debates in and out of the classroom... which eventually culminated in a sexual relationship. "Sitting in a classroom knowing you're sleeping with the authority figure is hot."

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Why T&A With Your T.A. Is Frowned Upon
Half of Americans are still virgins when they take off for the dorm. That's a lot of sexually curious youths to put under the tutelage of the average professor, who finishes his or her PhD around the age of 35 ... just one reason among many why most institutions have a policy against student-teacher relationships.

For a prof, breaking the rules can result in suspension or termination. For a student, even if you don't get caught, it may mean that you won't really be getting much out of the course -- if you're giving your professor BJs, he probably isn't going to give you anything less than B-pluses in return.

Paulette, who lost her virginity to her teacher says, "I used to kid my friends about it, saying that if I hadn't lost my virginity in college, I wouldn't have learned a thing."

The Right Way to Date Your Teacher
Philip, a media relations professional, was attracted to his much older female prof when he was in school. "I spotted her at a bar and sent over a round of drinks, before coming over and saying, 'I'm only doing this for my grades, you know.' She laughed."

But this hot PhD wasn't stupid. To keep things legal and ethical, they waited until after the semester was over to actually date. But over the course of the class, they hung out "as two like-minded individuals."

Philip admits that the waiting was part of the attraction, but says, "We had one hell of a good time getting to know each other without bringing the classroom into it."

Could In-Class Love Last?
Sure, it's sexy, but is it healthy? California-based psychotherapist Dr. Tina Tessina told us, "As long as it's not illegal or against college policy -- and if it is against school policy, you have to wonder why a professor is taking that risk -- dating your professor might be OK. There are healthy and unhealthy reasons to date someone ... It depends on what the motivations of both people are."

The lesson? If it's true love, it can probably wait until the semester's over (provided you don't mind the chronic, nagging fear that your former teacher might now be ogling his current pupils). But if you're willing to potentially waste your tuition bucks on an unfair pass and possibly get some untenured teacher canned, then we hear the sex is pretty good.

Besides, it can always go in your memoirs.

Jeanne Sager is a frequent Lemondrop contributor, blogger and reporter for the Sullivan County Democrat.